All or Nothing? A Compromise

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I find myself getting locked into unholy combat with the dilemma over saving money or saving time.  As I read many of my favorite PF blogs, they seem to struggle with the same issue from time to time.  I tend to drive myself nuts with it, and it is because of my all or nothing outlook toward saving in some category or other.  This ultimately stresses me out, doesn’t work or save money.  Sometimes, as I just discovered, a compromise is just as good.  At least for people like me.

I don’t have a lot of wiggle room in my budget, but even a glamorous little shoestring budget like mine has SOME places it can be, nay MUST be, cut back.

Case in point:  parking fees.   Parking costs vary for me, but they average around $135 a month.  Just to park in the garage for work five times a week.  I’ve often come down very hard on myself for not riding the bus to and from work.  Not only would it save gas, but with my I.D. it’s FREE to me.  That’s right, f-r-e-e-e-e-e.  So every week that I chose not to take the bus, I’d get busy being mean to myself over it.  I’m not that bad with a budget; but I’m not nearly as frugal as some people on the internet seem to be.  I don’t wear all black clothing and then dye it when it starts to fade just so I have a few extra bucks.  I don’t brown bag constantly or eat rice and beans constantly.  So sometimes I feel like I have no right to bitch about saving money or needing it.  After all, I’m not doing EVERYTHING I possibly could to save a dime.

The trouble is, will power is a finite resource.  You do not have an endless supply of it to draw down on whenever you want.  This is why so many people’s New Year’s resolutions don’t even make it to the end of the month.  If you pick one thing, you’re drawing down on that supply.  Pick three more things, and you won’t find you have the energy for everything.  You have less to work with, so less determination can be spared to get the job done.  I’m a single mama, I work full time and I have a house to run and a teenage boy to understand and guide.  Oh, and savings goals.  Nothing ever gets done 100% perfectly all the time.  Most times it’s a compromise:  80% work efficiency, housework has dropped to 40% lol, teenager took 115% this week…etc.  And so my compromise might be an extra cup of coffee at work or a sandwich out for lunch.  I just can’t do it all.

Further, I don’t *want* to do it all.  I get tired or demoralized sometimes and I need a pick-me-up.  Or it’s just too much effort.  This is not a big city, so the bus routes are on fixed times.  They don’t go everywhere I need, and it costs me an extra hour minimum to take the bus to and from my house, just in waiting on it, routes taken, etc.  If I have an extra errand to run, switching buses to get it done sometimes means I’d wait quite a while to get back home.  So, I just took the car and bitched about the cost to park in the garage.  Then, I had a minor brainwave.  If the parking garage offered student passes, maybe they offered us working stiffs a pass as well.  Turns out, they sure do!

So, $45 a month later, I’m the proud owner of a new parking pass.  Am I saving $135 a month?  No.  But I am saving $90 a month.  And my time is not constricted by the available bus services.  Sure, I still want that extra $45.  But that is apparently the value of my driving time per month.  There is also the added sweetness of just waving a card in front of a scanner instead of digging for change and misplacing garage tickets, which I like quite a bit.

I can settle for that.  Now I just have to remember to move that same amount of money straight to savings instead of spending it on something stupid!

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2 responses »

  1. IMHO, Crystal at Budgeting in the Fun Stuff has got it right: You earn the money and you get to spend it the way you see fit. If a parking pass makes your life better, then it’s worth the money.

    For a time, we also got to ride free. Very nice…except the bus took an hour and 15 minutes to make the 20-mile drive between my neighborhood and the campus. It picked me up from a bus stop where, a couple days after I tried this junket, a woman was abducted and raped. Once the bus arrived in lovely downtown Tempe, it dropped me off about a half-mile from my office. I guess as liberal-arts faculty, our time is essentially worthless, so it’s OK to waste it. But given my druthers, I’d prefer not.

  2. It does make my life better, but I am still struggling with giving myself permission to spend it as I see fit. The bus just didn’t work for so many reasons for me. And with an incident like you described, yikes!

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